Texte juridique · Implications of the decree on…

Cette présentation, faite le 7 août 2023 à l'hôtel Tagidor de Bangou, expose le contexte, la portée et les implications du décret n°2022/8001/CAB du 16 septembre 2022 fixant le cadre général des transactions financières de l'État et des autres entités publiques par voie électronique. Elle rappelle les instructions de la BEAC et de la COBAC, les objectifs de la réforme du Compte Unique du Trésor (CUT), et les défis de mise en œuvre. Le document souligne la nécessité de moderniser…

Sensitisation and popularisation of the TRESOR PAY platform

launch ceremony

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TAGIDOR HOTEL / BANGOU, 07 August 2023

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PRESENTATION

Implications of the decree on electronic payments in Cameroon

Mr. MBA Pierre

Head of the Legislation and Codification Unit

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Contents

Introduction

Context and situation that led to the drafting of the decree on electronic payments in Cameroon
Scope of the decree and general principles of electronic payment in Cameroon
Implications and challenges

Conclusion

Sensitisation and popularisation of the TRESOR PAY platform

MINFI

General objective:

To enable the participants invited to this workshop to gain a better understanding of the context that led to the decree on electronic payments, its scope and the challenges with which the players will have to familiarise themselves.

Sensitisation and popularisation of the platform

TRESOR PAY

MINFI

Specific objectives:

This paper seeks the following:

Familiarise stakeholders with the new environment created by the decree
Recall the context that led to its development
Examine the scope of application
Familiarise actors with its scope of application
Setting out the implications of this legal instrument
Consider the challenges that the Public Treasury will have to face

Sensitisation and popularisation of the platform

TRFSOR.PAY

Specific objectives

MINFI

Introduction

On 09 February 2021, the Governor of the BEAC issued Instruction No. 001/GR/2021 defining the operating procedures of the central registry of payment incidents.
This instruction follows on from instruction n°02/GR/UMAC of 07 May 2014 relating to the implementation of multi-banking as part of the electronic money issuing activity.
These 02 instructions, which reflect the sub-regional monetary authority's adherence to the principles organising payment systems through the development of regulations on payment systems, means and incidents that provide a framework for digital payments, financial risk management, the security and reliability of transactions, participation criteria, governance and the management of payment incidents
At national level, the government is implementing a reform of the Single Treasury Account (CUT), which aims to bring payment systems into line with standards by reducing the circulation of banknotes and coins.
Responsibility for organising and managing digital payments is clearly assigned to COBAC, BEAC and MINFI. The regulations also specify the roles of the other players: GIMAC, commercial banks, microfinance institutions, payment institutions, mobile phone operators, payment aggregators, supervisory agencies, telecoms regulators and civil society organisations.

Sensitisation and popularisation of the platform TRESOR PAY

MINFI

Introduction (end)

While payment institution organisations issue electronic money or payment services (bank payments and mobile money), payment aggregators facilitate the issuance of electronic payments (mobile account to mobile account and/or bank account transfer) on most e-wallets on the market and add value to payments (utilities, TV subscriptions with bills, etc.).