REPUBLIC OF CAMEROON PEACE - WORK - FATHERLAND
ORDER No. 018 /PM/CAB OF 05 FEV 2026
to establish the conditions to grant and implement the State guarantee to public institutions and public and private companies for domestic loans.
THE PRIME MINISTER, HEAD OF GOVERNMENT,
Mindful of the Constitution;
Mindful of Regulation No. 12/07-UEAC-186-CM-15 of 19 March 2007 establishing the reference framework for public debt policy and public debt management in CEMAC member states;
Mindful of Law No. 2018-012 of 11 July 2018 on the financial regime of the State and other public entities;
Mindful of Law No. 2019/021 of 24 December 2019 establishing certain rules governing credit activities in the banking and microfinance sectors in Cameroon;
Mindful of Law No. 2023/011 of 25 July 2023 governing guarantees and debt recovery by public entities benefiting from the Treasury Privilege;
Mindful of Law No. 2025/012 of 17 December 2025 on the Finance Law of the Republic of Cameroon for the 2026 financial year;
Mindful of Decree No. 2011/410 of 9 December 2011 to form the government;
Mindful of Decree No. 2011/408 of 11 December 2011, as amended and supplemented by Decree No. 2018/190 of 2 March 2018 on the organisation of the Government;
Mindful of Decree No. 2013/066 of 28 February 2013 to organise the Ministry of Finance;
Mindful of Decree No. 2020/016 of 9 January 2020 on the reorganisation and operation of the Cameroon Debt Recovery Company (SRC);
Mindful of Considering the need to boost domestic production,
HEREBY ORDERS AS FOLLOWS:
SECTION I
GENERAL PROVISIONS
SERVICES DU PREMIER MINISTRE SECRETARIAT GÉNÉRAL DIRECTION DES AFFAIRES ADMINISTRATIVES ET DES REQUÊTÉS
COPIE CERTIFIÉE CONFORME
Article 1. - This order sets out the conditions to grant and implement the State guarantee to public institutions and public and private companies for domestic loans.
Article 2. - For the purposes of this order, the following definitions shall apply:
Endorsement: Legal commitment to guarantee the creditor against the risk of the debtor's insolvency.
Security: Guarantee granted to the creditor for the recovery of their debt.
Domestic loan: Loan issued by a debtor domiciled in Cameroon and denominated in local currency.
Company: An economic unit that uses human and material resources to produce or distribute wealth based on a pre-established organisation.
Small and Medium-sized Enterprise (SME): Any enterprise, regardless of its sector of activity, which employs no more than one hundred (100) people and whose annual turnover excluding tax does not exceed three (03) billion CFA francs.
Large Enterprise: Any enterprise, regardless of its sector of activity, which employs at least 100 people and whose annual turnover excluding tax exceeds three (03) billion.
Public enterprise: Refers to publicly owned enterprises or mixed economy enterprises as defined by Law No. 2017/011 of 12 July 2017.
Force majeure: An unforeseeable and insurmountable event preventing one of the parties from fulfilling its obligation.
Amortisation: Gradual repayment of debt through instalments.
Loan: Any line of credit, investment credit or cash facility.